Balance Sheet at 31 December 2009

  ASSETS 2009 2008
  CZK ‘000 Gross Provisions Net Net
1 Cash in hand and balances with central banks 1,151,447 0 1,151,447 1,264,171
2 State zero-coupon bonds and other securities eligible for refinancing with the central bank 15,774,599 0 15,774,599 16,772,692
Of which: a) Issued by Government institutions 15,774,599 0 15,774,599 16,772,692
b) Other 0 0 0 0
3 Amounts due from banks and savings associations 11,467,788 0 11,467,788 10,943,888
Of which: a) Repayable on demand 7,567 0 7,567 12,230
b) Other receivables 11,460,221 0 11,460,221 10,931,658
4 Amounts due from clients – members of savings associations 45,601,733 630,611 44,971,122 38,811,631
Of which: a) Repayable on demand 0 0 0 0
b) Other receivables 45,601,733 630,611 44,971,122 38,811,631
5 Debt securities 265,265 0 265,265 264,253
Of which: a) Issued by Government institutions 0 0 0 0
b) Issued by other entities 265,265 0 265,265 264,253
6 Shares, share certificates and other equity investments 0 0 0 0
7 Equity investments in associates 0 0 0 0
Of which: In banks 0 0 0 0
8 Equity investments in subsidiaries 0 0 0 0
Of which: In banks 0 0 0 0
9 Intangible fixed assets 353,280 112,086 241,194 232,321
Of which: a) Start-up costs 0 0 0 0
b) Goodwill 0 0 0 0
10 Tangible fixed assets 711,502 294,011 417,491 439,530
Of which: Land and buildings for operating activities 522,458 136,788 385,670 395,723
11 Other assets 1,767,859 4,178 1,763,681 1,968,075
12 Subscribed capital unpaid 0 0 0 0
13 Deferred expenses and accrued income 9,492 0 9,492 8,477
Total assets 77,102,965 1,040,886 76,062,079 70,705,038
  LIABILITIES 2009 2008
  CZK ‘000    
1 Amounts owed to banks and savings associations 2,824,227 0
Of which: a) Repayable on demand 0 0
b) Other payables 2,824,227 0
2 Amounts owed to clients – members of savings associations 67,200,824 65,803,191
Of which: a) Repayable on demand 279,588 672,350
b) Other payables 66,921,236 65,130,841
3 Payables from debt securities 0 0
Of which: a) Issued debt securities 0 0
b) Other payables from debt securities 0 0
4 Other liabilities 433,288 359,757
5 Deferred income and accrued expenses 811,153 777,754
6 Reserves 26,052 27,521
Of which: a) For pensions and similar liabilities 0 0
b) For taxes 0 0
c) Other charges 26,052 27,521
7 Subordinated liabilities 552,366 553,777
8 Share capital 500,000 500,000
Of which: a) Share capital paid up 500,000 500,000
b) Treasury shares 0 0
9 Share premium 0 0
10 Reserve funds and other funds from profit 1,107,138 1,107,138
Of which: a) Mandatory reserve funds and risk funds 100,000 100,000
b) Other reserve funds 1,007,138 1,007,138
c) Other funds from profit 0 0
11 Revaluation reserve 0 0
12 Capital funds 0 0
13 Gains or losses from the revaluation of 477,501 186,038
Of which: a) Assets and liabilities 477,501 186,038
b) Hedging derivatives 0 0
c) The retranslation of equity holdings 0 0
14 Retained earnings or accumulated losses brought forward 1,389,862 809,607
15 Profit or loss for the period 739,668 580,255
Total liabilities 76,062,079 70,705,038